Defined contribution pensions

We call ourselves Actual investors, as we aren’t your typical active manager. Our investment philosophy is centred around a patient mindset, allocating your capital to companies that can make a difference in society while aiming to get you strong returns. We don’t get swayed by market trends. We know from years of experience that our clients can benefit from our long-term investment approach to seeking sustainable growth and returns up to and throughout retirement.

We look to hold companies for five years or longer. That lets us build strong relationships and trust with management and meaningfully engage with companies on your behalf. That way we can support them in bringing about profound change and long-term growth. We believe active management is the best way to invest responsibly and that incorporating environmental, social and governance (ESG) factors can make a positive difference to our clients, society and the world.

We understand the price pressures that DC pensions face and that alongside good investment performance, fair pricing is essential. We run all our strategies with that in mind to suit different phases of your members’ journeys. We work closely with the UK’s leading platforms to ensure our strategies are available to workplace savings schemes and as part of default DC options.