Actual income

We describe our task at Baillie Gifford as Actual investing: putting your capital to use in tangible, returns-generating activities. We believe it’s the right way to invest on your behalf over the long term. That’s why we apply the same philosophy to income.

Income comes in many forms, and it’s easy to lose sight of what matters. The allure of high short-term yields can be enticing but often proves deceptive in reality. It takes discipline to maintain a long-term mindset.

• We aim to ensure that your income lasts a lifetime.
• Actual income is the pounds and pence we deliver to you over time.
• Actual income is about dependability and resilience.
• Actual income is the natural income produced by investing in companies and countries preparing for the challenges of an ever-changing future.
• Actual income means long-term income, not short-term yields.

Focusing our research helps us build resilient, genuinely diversified income streams for you. The questions we ask include:

• Is this balance sheet likely to improve through the cycle?
• How fast might a company’s dividends grow over the next 10 years?
• Can this country improve its foreign currency reserves?
• Ultimately, where will the cash flow come from, and how secure is it?

Baillie Gifford Overseas Limited provides investment management and advisory services to non-UK clients and is authorised and regulated by the UK Financial Conduct Authority. Baillie Gifford Overseas Limited is not licensed under the Regulation of Investment Advising, Investment Marketing and Portfolio Management Law, 5755-1995 (the “Advice Law”) and does not carry insurance pursuant to the Advice Law.

Baillie Gifford Overseas Limited markets and distributes Baillie Gifford’s range of collective investment schemes to Qualified Clients and Qualified Investors in Israel, as listed in the First Addendum to the Regulation of Investment Advising, Investment Marketing and Portfolio Management Law, 5755-1995 (the “Advice Law”) and in the First Addendum to the Israel Securities Law, 5728-1968 (the “Securities Law”). Detailed disclosure of the collective investment schemes can be found within this website and in the relevant scheme prospectus.

Baillie Gifford Overseas Limited does not provide investment advice. If you are in any doubt about whether an investment is suitable, you should seek independent advice.

No action has been or will be taken in Israel that would permit a public offering or distribution of the Funds mentioned in this website to the public in Israel. This website and the Funds mentioned herein have not been approved by the Israeli Securities Authority (the “ISA”). In addition, the Funds mentioned in this website are not regulated under the provisions of Israel’s Joint Investment Trusts law, 5754-1994 (the “Joint Investment Trusts Law”). This website and the Funds mentioned herein will only be distributed to Israeli residents in reliance on an exemption from any advice or marketing restrictions [in a manner that will not constitute “an offer to the public” under sections 15 and 15a of]/[in reliance on an exemption from the prospectus requirements under] the Israel Securities Law, 5728-1968 (the “Securities Law”) or the Joint Investment Trusts Law, and any guidelines, pronouncements or rulings issued from time to time by the ISA as applicable.